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The process for enrolling your Credit Card into and conducting transactions with a Digital Wallet is referred to as the "Service." The "Bank" means Comenity LLC and its current and future affiliates, including, without limitation, Comenity Bank and Comenity Capital Bank (also collectively referred to below as "we," and "us"). 1. Acceptance of Terms

Customer Care Address. Comenity Capital Bank PO Box 183003 Columbus, OH 43218-3003

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